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Does micro-finance empower women in Bangladesh? An evaluation of the evidence

This report re-evaluates existing research on the subject of empowerment potential for women through participation in micro-finance programmes in Bangladesh. It recognises that empowerment is a contested concept and its measurement is extremely difficult; that different authors have differing ideas as to what constitutes empowerment; how to measure empowerment and why empowerment is taking place. This report seeks to reassess current studies against a theoretical framework in order to cut through the complexity of the differing approaches by ranking the evidence by the amount of observable processual changes that characterise empowerment that are evident. The field of knowledge can then be analysed to show the typical types of empowerment that are generated and why they come about. The results of the framework analysis are presented in easily assimilated numeric form. The report then discusses problem areas of micro-finance and highlights areas where authors’ views on the evidence differ from the frameworks analysis.

The report concludes that although the picture is mixed there is strong evidence of empowerment through participation in micro-finance programmes. The evidence suggests a link between the way micro-finance is delivered and an increase in public action. Micro-finance is a very useful development tool but should be part of a mixed strategy for women in Bangladesh.

Author:Ashten Regan-Denham

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